Finaxis Credit and Properties Pvt Ltd
Last Updated: October 28, 2025
Welcome to the website of Finaxis Credit and Properties Pvt Ltd (“Finaxis”, “we”, “us”, or “our”). These Terms and Conditions (“Terms”) govern your access to and use of our website https://finaxis.lk/ (the “Website”).
By accessing or using the Website, you agree to be bound by these Terms and our Privacy Policy. If you do not agree with these Terms, you must not use the Website. Please read these Terms carefully before using the Website.
1. Acceptance of Terms
By accessing and using this Website, you accept and agree to be bound by these Terms and all applicable laws and regulations. If you do not agree with any of these Terms, you are prohibited from using or accessing this Website.
2. Website Purpose and Scope
2.1 Informational Purpose Only
This Website is provided for informational purposes only. The Website serves as a platform to provide information about our company, services, and contact details. The Website does not facilitate online applications, transactions, or any financial service processing.
2.2 No Online Financial Services
IMPORTANT NOTICE: This Website does NOT:
All loan applications, financial transactions, and service requests must be completed in person at our office. The contact form on this Website is solely for general inquiries and information requests.
3. Age Restriction
This Website is intended for use by individuals who are 18 years of age or older. By using this Website, you represent and warrant that you are at least 18 years old. If you are under 18, you are not permitted to use this Website.
4. Use of Website
4.1 Permitted Use
You may use this Website only for lawful purposes and in accordance with these Terms. You agree to use the Website to:
4.2 Prohibited Activities
You agree NOT to:
5. Intellectual Property Rights
5.1 Ownership
All content on this Website, including but not limited to text, graphics, logos, images, videos, software, and design elements, is the property of Finaxis Credit and Properties Pvt Ltd or its licensors and is protected by copyright, trademark, and other intellectual property laws.
5.2 Restrictions
You may not reproduce, distribute, modify, display, perform, publish, license, create derivative works from, transfer, or sell any content, software, products, or services obtained from this Website without our express written permission.
6. Accuracy of Information
While we strive to provide accurate and up-to-date information on our Website, we make no representations or warranties regarding the completeness, accuracy, reliability, or timeliness of any information on the Website. The information provided on this Website is subject to change without notice. For the most current information about our services, terms, interest rates, and eligibility requirements, please contact us directly or visit our office.
7. Third-Party Links
This Website may contain links to third-party websites or social media platforms that are not owned or controlled by Finaxis. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites. You acknowledge and agree that we shall not be responsible or liable for any damage or loss caused by or in connection with the use of any such third-party websites.
8. Disclaimer of Warranties
THIS WEBSITE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY LAW, FINAXIS DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:
9. Limitation of Liability
TO THE FULLEST EXTENT PERMITTED BY LAW, FINAXIS CREDIT AND PROPERTIES PVT LTD, ITS DIRECTORS, EMPLOYEES, AGENTS, AND AFFILIATES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, USE, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR RELATED TO YOUR USE OF OR INABILITY TO USE THE WEBSITE, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
10. Indemnification
You agree to indemnify, defend, and hold harmless Finaxis Credit and Properties Pvt Ltd, its directors, officers, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys’ fees) arising out of or related to your use of the Website, your violation of these Terms, or your violation of any rights of another person or entity.
11. Privacy
Your use of the Website is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand how we collect, use, and protect your personal information.
12. Modifications to Terms and Website
12.1 Changes to Terms
We reserve the right to modify, amend, or update these Terms at any time without prior notice. Any changes will be effective immediately upon posting on this page. The “Last Updated” date at the top indicates when these Terms were last revised. Your continued use of the Website after any changes constitutes your acceptance of the modified Terms.
12.2 Changes to Website
We reserve the right to modify, suspend, or discontinue the Website or any part thereof at any time without notice or liability. We may also impose limits on certain features or restrict access to parts or all of the Website without notice or liability.
13. Termination
We reserve the right to terminate or suspend your access to the Website immediately, without prior notice or liability, for any reason, including but not limited to your breach of these Terms. Upon termination, your right to use the Website will immediately cease.
14. Governing Law and Jurisdiction
These Terms shall be governed by and construed in accordance with the laws of the Democratic Socialist Republic of Sri Lanka, without regard to its conflict of law provisions. Any disputes arising out of or relating to these Terms or the use of this Website shall be subject to the exclusive jurisdiction of the courts located in Sri Lanka.
15. Severability
If any provision of these Terms is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, such provision shall be modified to the minimum extent necessary to make it valid and enforceable. If such modification is not possible, the provision shall be severed from these Terms, and the remaining provisions shall continue in full force and effect.
16. Entire Agreement
These Terms, together with our Privacy Policy, constitute the entire agreement between you and Finaxis Credit and Properties Pvt Ltd regarding the use of this Website and supersede all prior agreements and understandings, whether written or oral, relating to such subject matter.
17. Contact Information
If you have any questions, concerns, or feedback regarding these Terms or the Website, please contact us:
Finaxis Credit and Properties Pvt Ltd
By using this Website, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.
